1. Use multi-factor authentication: To secure your credit card information in 2023, it is important to use multi-factor authentication. This type of authentication requires two or more pieces of evidence to authenticate a user’s identity before granting access to sensitive data or accounts.
2. Use a credit monitoring service: Many online banks, financial institutions and credit card companies offer credit monitoring services that can help you protect your credit card information. These services can alert you to any suspicious activity or changes to your credit report in real-time.
3. Keep your passwords safe: Make sure to use strong passwords for all of your online accounts, including those related to your credit cards. Try to use a combination of upper and lower-case letters, numbers, and special characters. Don’t use the same password for multiple accounts.
4. Review your credit report regularly: Make sure to check your credit report at least once per year for any suspicious activity. Taking the time to review your report for inaccuracies or fraud is an important step in protect your identity.
5. Don’t save your credit card information: Most experts recommend that you don’t save your credit card information when using online shopping websites or other services. This will help prevent hackers from accessing your financial information.
6. Don’t use public Wi-Fi: It’s best to avoid using public Wi-Fi networks, such as those found in airports, cafes, or shopping centers, when dealing with sensitive information related to your credit cards. Public networks are often insecure and can leave your information vulnerable to hackers.
7. Avoid phishing scams: Be wary of any emails or texts claiming to be from your bank or credit card company that ask for personal information. Never click on links from unknown sources or provide any type of information via email or text message.