Skimming is a form of online fraud that involves the unauthorized use of a person’s credit or debit cards to make purchases online or withdraw money from bank accounts. In 2023, skimming is still a major concern for individuals, businesses, and financial institutions. Technological advancements have enabled increasingly sophisticated methods of stealing card information, such as installing ‘skimmers’ in ATMs or copying card data when it passes through an electronic reader. While banks and credit unions often provide fraud protection and employ sophisticated software to detect and prevent skimming, individuals must be proactive in taking steps to reduce their risks, such as using a secure payment processor, engaging in appropriate online browsing and shopping practices, and regularly monitoring account activity.